Central Bank Rate: 6.75%
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Loan Apps Lesotho

10 Verified Lenders • From 13.7% APR

Central Bank Rate 6.75%
Inflation Rate 4.40%
GDP/Capita LSL 990
Average Monthly Salary LSL 4,500
Income Tax Rate 25.0%
Average Property Price LSL 1,500K
Unemployment Rate 16.1%

Loan Types Available

Personal Loans

Interest Rate 13.70% - 16.68%
Loan Amount LSL 500 - 300K
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Business Loans

Interest Rate 10.75% - 15.00%
Loan Amount LSL 5,000 - 5,000K
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Student Loans

Interest Rate 10.75% - 10.75%
Loan Amount LSL 10,000 - 500K
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Mortgage Loans

Interest Rate 10.75% - 12.50%
Loan Amount LSL 200,000 - 10,000K
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Auto Loans

Interest Rate 11.25% - 13.00%
Loan Amount LSL 50,000 - 2,000K
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General Requirements

Age Requirements

18 - 70 years

Residency

Required

Credit Score System

FICO

Minimum Down Payment

20.0%

Top Lenders

Letshego Financial Services Limited

4.7
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Zecho

4.4
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Nedbank

4.4
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Myloan Limited

4.1
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Lesana

4.1
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FNB

4.0
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Loan Calculator

Monthly Payment LSL 890
Total Cost LSL 10,680
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Verified Expert
James Mitchell

James Mitchell

International Finance Expert & Credit Analyst

Over 8 years of experience analyzing loan markets and banking systems across 193 countries. Helping consumers make informed financial decisions through independent research and expert guidance.

Verified 3 days ago
193 Countries
12,000+ Reviews